Back Yard summer hazards

Summer cookouts bring together friends and family. But did you know that grill fires account for an average $37 million in damage, 100 injuries and 10 deaths per year, according to the U.S. Fire Administration?
While fire typically is covered by standard home insurance, you don’t want to deal with one. To prevent grill fires, ensure that your grill is properly cleaned and stored. Check hoses for cracks, holes or other faults, store propane tanks away from your home if you have a gas grill, don’t cover or put away your grill until it has cooled, rinse charcoal with cool water before disposing of it, and keep a fire extinguisher nearby. Don’t grill in an enclosed area.
While grownups man the grill, kids may choose to jump around on the trampoline. Nearly 105,000 children visited emergency rooms last year for injuries caused by trampolines, according to the Consumer Product Safety Commission.
To prevent injuries, don’t take shortcuts when assembling the trampoline. Furthermore, pad the bars, springs and the surrounding areas, and get the trampoline as close to ground level as possible to reduce potential impact if a jumper falls.
Always supervise trampoline use, and let your insurance provider know about this type of addition to your home. You need a fence around it for the same reason you need one around a swimming pool on your property