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Wednesday, October 7, 2020

Columbia Gas Customer? Get the Nest for for half price!

 


Lower your monthly energy use with a smart thermostat
Today is Energy Efficiency day. Celebrate with us by saving energy and money while controlling your comfort every day of the year with a smart thermostat. For a limited time, get the ENERGY STAR® certified Honeywell Home Wi-Fi 7-Day Programmable Thermostat for only $4.¹ Also available at our online store is a $75 instant rebate on top brands Google Nest, ecobee and Emerson Sensi.²




Wednesday, May 20, 2020

Totally renovated Hilliard Condo! Close to everything! Move in ready 129K!

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Sunday, April 12, 2020

More Mortage Relife

Fannie Mae, Freddie Mac (the Enterprises) and the Federal Home Loan Banks are taking steps to help people who have been impacted by the coronavirus.   If your ability to pay your mortgage is impacted, and your loan is owned by Fannie Mae or Freddie Mac, you may be eligible to delay making your monthly mortgage payments for a temporary period, during which: 
  • You won’t incur late fees. 
  • Foreclosure and other legal proceedings will be suspended 

Monday, April 6, 2020

Problems paying your mortage during COVID19?

If you own a home and are hit economically by Coronavirus, there are resources to help. Here is one of them:
Federal Housing Finance Agency (FHFA)
FHFA has instructed Fannie Mae, Freddie Mac and their servicers to be proactive in providing assistance to homeowners including forbearance. In addition, FHFA imposed a moratorium on eviction and foreclosures on mortgages backed by the GSEs:
https://www.fhfa.gov/Media/PublicAffairs/Pages/Statement-from-FHFA-Director-Mark-Calabria-on-Coronavirus.aspx

Monday, March 30, 2020

Spring Maintaince for the Home



  • Having your gutters and downspouts cleaned early in the season can also help prevent damage from spring rains. Gutters and downspouts should be clean and running free. If your downspouts are installed properly, water is diverted away from the house so that no water collects around your foundation.
    Clean gutters and downspouts. After the last frost has passed, it’s important to have your gutters and downspouts cleaned and repaired. Clogged gutters and downspouts can cause the wood trim at the to rot, and that can invite all kinds of critters into your attic space.

  • Reseal exterior woodwork. Wood decks, fences, railings, trellises, pergolas and other outdoor structures will last longer and stay in better condition if they’re stained or resealed every year or two. Take this opportunity to make any needed repairs to woodwork as well.

  • Inspect roof. Winter storms can take quite a toll on the roof. When spring arrives, start by making a simple visual inspection of your roof. ‘It doesn’t require a ladder, and you certainly don’t have to get on a roof to look,’ Sedinger says. ‘Use binoculars or a camera or smartphone with a telephoto feature if you need to.’ Look for missing shingles, metal pipes that are damaged or missing or anything that simply doesn’t look right. If you notice anything that needs closer inspection or repair, call a roofer.

  • Paint exterior. If you’re planning to repaint your home’s exterior this year, spring is a good time to set it up. Want to paint but can’t decide on a color? Explore your town and snap pictures of house colors you like, browse photos on Houzz or work with a color consultant to get that just-right hue.

  • Inspect driveways and paths. Freezing and thawing is rough on concrete, asphalt and other hardscaping materials. Take a walk around your property to look for damage to walkways, paths and driveways, and schedule repairs as needed. Asphalt can often be patched, but damaged concrete may need to be replaced entirely.

  • Prevent mosquitoes. In recent years, we’ve become more aware of the potential danger mosquitos can pose to our health. ‘West Nile virus and Zika virus are just the latest diseases caused by these winged pests,’ Sedinger says. The best way to prevent mosquitos around your home is simply by getting rid of any standing water. ‘Walk around your property [and peek at your neighbors]. If you see anything or any area where water stands, fix it, tip it, get rid of it or maintain it regularly,’ Sedinger says.

  • Check screen doors and windows. Screens are designed to let the breeze flow in and keep bugs out – but they can only do their job if they’re free from holes and tears. Before setting up your screens for the warm months ahead, be sure to carefully check each one and repair any holes or tears, no matter how small. You can find screen repair kits at most hardware and home improvement stores.

  • Schedule air-conditioning service. ‘Home inspectors see a lot of air-conditioning systems that are just not taken care of,’ Sedinger says. ‘Just because it gets cool doesn’t mean it’s working efficiently.’ To get the longest life out of your cooling system and keep it running as efficiently as possible, change the filters at least once each season, and hire a licensed professional to service the equipment before the start of summer.

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