Welcome Home Grant 2019!

Funds are now available!

• Homebuyers may be eligible to receive up to $5,000 based on documented need.
• Funds will be made available on March 4, 2019 and are available on a first come, first served basis..
• Funds are available for home buyers to purchase a primary residence only.
• Funds may be used only to help households whose incomes are at or below 80% of Mortgage Revenue Bond (MRB) income limits, as adopted by state housing finance agency, adjusted for family size.
• Homebuyers must contribute at least $500 of their own funds towards the down payment and closing costs.
• A homebuyer counseling program must be completed.
• Funds can be used towards new home construction.
• Funds may be used towards traditional mortgage or government loan such as VA, USDA or FHA.
• Honorably discharged veterans and active duty military homebuyers may receive Welcome Home grants up to $7,500*.

Homeowner Tip of the day

Clean out your dryer vent

Not only can lint buildup become a fire hazard, it also makes your dryer work harder. This can cause you to run the dryer more than once, costing you time and an increase to your utility bill.

Even though this task is definitely not among the most glamorous, being outside is a great way to meet your new neighbors and bond over the joy that is spring cleaning when you’re a homeowner.

Are you paying PMI? When will it go away? want to deal with it sooner? This video will answer those questions and more!

What is today’s mortgage rate?

The average 30-year fixed mortgage rate is 4.52%, down 2 basis points from a week ago. 15-year fixed mortgage rates are 3.93%, down 1 basis point from a week ago. Additional mortgage rates can be found in the chart and graph below.

Best Margaritas in Columbus! Who wants to change the list?

Review here!

Remove PMI by Phil Hill Realtor

Are you paying PMI? Want to get it removed?

These Are The 4 Coolest Home Innovations In 2018

by: Alyssa Winters

Published on: June 28, 2018

From smart locks to wireless kitchens and video doorbells - we'll go through some of the coolest home innovations in 2018.

Today’s technology provides a wider venue for innovations and changes in the way people manage their homes. There are devices that are manufactured to make it easier for you to monitor what is happening in your home whenever you are not there. If you are looking for gadgets that can help you at home, here is a list that you can consider:

#1 Nokia Sleep

Sleep is vital to everyone’s health. Being able to sleep soundly at night will prepare you for whatever activities that are awaiting you the next day. But there are people who cannot sleep at night and there are also those who need to be monitored due to certain conditions that affect and interrupt their snooze time. Nokia Sleep can be very helpful for these people as it monitors the number of hours that they were able to sleep, for example. Aside from that, it can also monitor whether you snored or you were interrupted in your sleep during the night. For people who need this type of monitoring, Nokia Sleep is surely a gadget to look into.

#2 Wireless Kitchen

We have different appliances at home and most of these are found in the kitchen. Connecting more cords in this place when you have a new device to use is somewhat impractical because it is now easier to use wireless electrical connections in the kitchen. These devices can power the different home appliances you have in the kitchen. It is very efficient and safe. You do not need cords, batteries or even outlets to be able to power your kitchen devices.

#3 Lenovo Smart Display

This is an all in one device that you can use in many ways. The most important feature of the Lenovo Smart Display is that it is voice controlled. You do not have to turn on your computer to watch videos, with just the power of your voice; you can do this with a Lenovo smart display. If you want to know the details of the weather today, you can also get it from this device. Another important function allows you to make a call. If you are busy doing something but you need to call your client or anyone else, you can just ask the Lenovo Smart Display to call for you.

#4 Video Doorbell

Today, you do not have to settle for a doorbell that still lets you guess the identity of the person who is in front of your door. Video doorbells are here to assist you. This way, you will be able to know exactly who wants to see you. And if you are thinking about the security of your children who are left at home while you are at work, a video doorbell can keep you updated. All you need to do is to check your gadget whenever you are being notified about someone knocking on your front door.

The security of your home should be a priority for you. And with the busy schedule that you have, there must still be time for the small things that matter. The devices we outlined in this post are some of the coolest you can implement in your home. Turning your home into a smart home will not only make your life more comfortable but also connects you to the people who are important to you. Utilize technology and take advantage of its advancements to focus on what matters.

 https://magazine.startus.cc/4-coolest-home-innovations-2018/

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